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24 February 2026

Centre Unveils Anti-Terror Plan | Adulterated Milk Kills Four | HC Clears Interfaith Marriages | WhatsApp to SC: No Data Share | Adolescent Mental Health Crisis | Green Ammonia Energy Shift | AI For All | Stick Together | IDFC First Bank Rs 590cr Fraud | Oil Imports & $500bn US Goal

CENTRE UNVEIL ANTI- TERROR PLAN

KEY HIGHLIGHTS

Context of the News

  • The Ministry of Home Affairs (MHA) has released India’s first comprehensive National Counter Terrorism Policy and Strategy titled PRAHAAR.
  • It follows recent terror incidents including the April 2025 Pahalgam attack and growing concerns over cross-border terrorism and cyber threats.
  • The policy aims to create a standardised anti- terror framework across States.

Key Highlights

  1. Nature of Threats Identified
  • Cross-border sponsored terrorism.
  • Global terror groups (e.g., al-Qaeda, IS).
  • Cyber-attacks by nation-states and criminal hackers.
  • Drone-enabled attacks in border states.  Terror use of encryption, dark web, cryptocurrency.
  • Risk of misuse of CBRNED (Chemical, Biological, Radiological, Nuclear, Explosive, Digital) materials.
  1. Protection of Critical Infrastructure Focus on safeguarding:
  • Power and energy sector  Railways and aviation
  • Ports and maritime assets
  • Defence, space and atomic energy
  1. Institutional Measures
  • Uniform anti-terror structure across States.   Standardised operating procedures (SOPs).
  • Legal experts to be involved at every stage of investigation.
  • Strengthening coordination between Central and State agencies.
  1. Counter-Radicalisation Strategy
  • Engagement with religious leaders and NGOs.
  • Preventing recruitment of youth by extremist organisations.

5. Terror Financing & Logistics

  • Criminalisation of all terrorist acts.
  • Denial of access to funds, weapons and safe havens.
  • Focus on terror–organised crime nexus.

Static Linkages

  • Article 355 – Duty of Union to protect States against external aggression and internal disturbance.
  • Police & Public Order – State List (Seventh Schedule).
  • Criminal Law & Procedure – Concurrent List.  
  • Unlawful Activities (Prevention) Act (UAPA), 1967 – Primary anti-terror law.
  • National Investigation Agency Act, 2008 – Central agency for terror offences.
  • 2nd ARC Report on Combating Terrorism – Recommended institutional reforms including NCTC.
  • FATF framework on terror financing.

Critical Analysis

  • Prelims
    • UAPA, NIA Act, Constitutional provisions (Art.
    • 355, Seventh Schedule) Significance
    • First formal national doctrine integrating cyber, drone and CBRN threats.
    • Moves towards standardised national response.
    • Recognises evolving technology-enabled terrorism.
  • Challenges
    • Federal concerns due to policing being a State subject.
    • Balancing national security with civil liberties (Articles 14, 19, 21).
    • Capacity gaps in cyber-forensics at State level.
    • Coordination issues among multiple intelligence agencies.

Way Forward

  • Strengthen intelligence-sharing platforms (MAC, NATGRID).
  • Improve cyber forensic and AI-based surveillance capacity.
  • Judicial safeguards to prevent misuse of anti- terror laws.
  • Enhance international cooperation against terror financing.
  • Institutionalise community-based de- radicalisation programs.

ADULTERATED MILK KILLS FOUR

KEY HIGHLIGHTS

Context of the News

  • Four elderly persons died due to acute renal failure after consuming allegedly adulterated milk in Rajamahendravaram, East Godavari district, Andhra Pradesh.
  • 12 persons fell ill; 8 suffering from anuria (absence of urine) and undergoing dialysis.
  • Three children below four years are critical.
  • Milk was supplied by a local vendor procuring from 46 dairy farmers and supplying to 106 families.
  • Samples sent for forensic testing.
  • ₹10 lakh ex gratia announced by State government.
  • Raises concerns regarding food safety enforcement and public health governance.

Key Exam-Relevant Points

  • Anuria: Absence of urine output due to kidney failure; can result from toxic exposure.
  • Possible adulterants in milk:
    • Urea
    • Detergents
    • Heavy metals
    • Pesticide residues
  • FSSAI National Milk Safety Survey (2018):
    • ~7% samples unsafe (contamination/adulteration)
  • Food safety governed under:
    • Food Safety and Standards Act, 2006
    • Regulated by Food Safety and Standards Authority of India (FSSAI)
  • Food adulteration is punishable with imprisonment and fine under FSS Act.

Static Linkages

  • Article 21 – Right to life (includes right to health – SC interpretation).
  • Article 47 – Duty of State to improve public health.
  • Adulteration of foodstuffs – Concurrent List (Seventh Schedule).
  • National Health Mission (NHM).
  • Integrated Disease Surveillance Programme (IDSP).
  • Consumer Protection Act, 2019 (Product liability).

Critical Analysis

  • Governance Issues
    • Weak enforcement at district level.
    • Inadequate food testing infrastructure.
    • Informal dairy supply chains difficult to regulate.
  • Public Health Concerns
    • Vulnerable groups (elderly, children) disproportionately affected.
    • Need for early detection and toxic surveillance.
  • Administrative & Ethical Concerns
    • Accountability of food safety officers.
    • Criminal negligence vs systemic failure.   
    • Duty of State under welfare framework.

Way Forward

  • Strengthen district-level food testing labs.
  • Periodic mandatory testing of milk supply chains.
  • Digital traceability in dairy procurement.
  • Public awareness on milk adulteration detection kits.
  • Strict enforcement under FSS Act.
  • Integrate food poisoning alerts with IDSP.

HC CLEARS INTERFAITH MARRIAGES

KEY HIGHLIGHTS

Context of the News

  • The Allahabad High Court granted police protection to 12 interfaith live-in couples in Uttar Pradesh.
  • The Court held that since no religious conversion had taken place, provisions of the Uttar Pradesh Prohibition of Unlawful Conversion of Religion Act, 2021 were not attracted.
  • The State argued non-compliance with procedural provisions (Sections 8 & 9), but the Court rejected this.
  • The Bench emphasized protection of life, liberty, privacy, and freedom of choice of consenting adults.

Key Takeaways

  • Live-in relationships between consenting adults are not illegal.
  • Anti-conversion laws apply only when:
    • There is actual conversion, and
    • It is induced by force, fraud, coercion, misrepresentation, undue influence, or allurement.
  • Interfaith marriage or relationship per se is not prohibited.
  • State has a constitutional obligation to protect life and liberty.
  • Fundamental Rights cannot be denied on the basis of religion.

Static Constitutional Provisions

  • Article 14 – Equality before law.
  • Article 15 – Prohibition of discrimination.
  • Article 19 – Freedom of expression and movement.
  • Article 21 – Right to life and personal liberty (expanded interpretation).
  • Article 25 – Freedom of conscience and religion.
  • Judicial precedents:
    • Rev. Stanislaus v. State of MP (1977) – No fundamental right to convert another person.
    • Justice K.S. Puttaswamy (2017) – Right to privacy under Article 21.
    • Recognition of live-in relationships under judicial interpretation.

Critical Dimensions

  • Constitutional Angle
    • Balance between Article 25 (religion) and Article 21 (personal liberty).
    • Constitutional morality vs social morality.  
    • Scope of State’s regulatory power.
  • Governance Issues
    • Risk of misuse of anti-conversion laws.
    • Need for clarity in procedural provisions.
    • Protection mechanisms for vulnerable couples.

Way Forward

  • Ensure anti-conversion laws are narrowly tailored.
  • Prevent misuse through clear administrative guidelines.
  • Strengthen police sensitization on Fundamental Rights.
  • Promote constitutional awareness among citizens.

WHATSAPP TO SC: NO DATA SHARE

KEY HIGHLIGHTS
Context of the News
  • Competition Commission of India (CCI) imposed a ₹213.14 crore penalty on WhatsApp for abuse of dominant position regarding its 2021 privacy policy.
  • The penalty was upheld by the National Company Law Appellate Tribunal (NCLAT).
  • WhatsApp and its parent company Meta challenged the decision before the Supreme Court of India.
  • WhatsApp argued that concerns are addressed under the Digital Personal Data Protection Act (DPDP Act, 2023).
  • The Supreme Court cautioned against breach of privacy and commercial exploitation of user data.

Key Points

  • CCI’s Finding:
    • Abuse of dominant position under Section 4 of the Competition Act, 2002.
    • “Take-it-or-leave-it” consent mechanism.
    • Users allegedly compelled to share data with Meta for continued service access.
  • NCLAT Observations:
    • Core principle: restore user choice.
    • Non-essential data sharing must require express and revocable consent.
    • Five-year advertisement data-sharing ban termed redundant due to opt-in/opt-out provision.
  • WhatsApp’s Argument:
    • End-to-end encryption protects private messages.
    • No unlawful sharing of message content.
    • DPDP Act provides comprehensive statutory framework for privacy protection.
  • Competition Concern:
    • Data accumulation strengthens network effects and market dominance.
    • Privacy law and competition law address distinct but overlapping concerns.

Static Linkages

  • Article 21 – Right to Life and Personal Liberty.
  • Justice K.S. Puttaswamy v.
  • Union of India (2017) – Right to Privacy recognised as Fundamental Right.
  • Doctrine of Proportionality.
  • Competition Act, 2002 – Abuse of Dominance (Section 4).
  • Role of statutory and quasi-judicial bodies.
  • Data as an economic resource in digital markets.

Critical Analysis

  • Positives
    • Strengthens user autonomy and informed consent.
    • Recognises data concentration as a source of market power.
    • Promotes accountability in dominant digital platforms.
    • Aligns digital governance with constitutional privacy principles.
  • Concerns
    • Potential regulatory overlap between DPDP Act and Competition Act.
    • Compliance burden on digital platforms.
    • Jurisdictional issues in cross-border data flows.
    • Difficulty in defining “essential” versus “non- essential” data.

Way Forward

  • Institutional coordination between CCI and Data Protection Board.
  • Clear guidelines on consent architecture and data minimisation.
  • Periodic digital market audits.
  • Strengthening user awareness and digital literacy.
  • Balanced regulatory approach to protect innovation and fundamental rights.
ADOLESCENT MENTAL HEALTH CRISIS
KEY HIGHLIGHTS
Context of the News
  • The recent deaths of three adolescent girls in Ghaziabad (Uttar Pradesh) brought national attention to child and adolescent mental health vulnerabilities.
  • The incident reflects a broader rise in anxiety, depression, ADHD, and digital addiction among young people.
  • Economic Survey 2025–26 highlighted growing mental health challenges linked to excessive social media and screen exposure.
  • India faces a significant shortage of trained child and adolescent mental health professionals.

Key Facts & Data

  • National Mental Health Survey (MoHFW):
    • 7–10% of adolescents suffer from diagnosable mental disorders.
    • 5–7% of school-aged children have ADHD.
  • India has <10,000 psychiatrists for 1.4+ billion population; very few specialize in child psychiatry.
  • WHO (2019) guidelines cautioned against excessive screen time in children.
  • Tele-MANAS launched under National Tele Mental Health Programme to expand access.
  • Public health is a State subject (List II, Seventh Schedule).
  • Mental Healthcare Act, 2017 recognizes the right to access mental healthcare services.

Static Linkages

  • Early childhood = period of high neuroplasticity.
  • Article 21 – Right to life includes dignity and mental wellbeing.
  • Article 47 – Duty of State to improve public health.
  • Human capital formation depends on health and education.
  • Preventive healthcare reduces long-term fiscal burden.
  • Social stigma affects access to healthcare.

Critical Issues

  • Structural Gaps
    • Acute shortage of mental health professionals.
    • Weak school-based emotional support systems.
    • Academic-centric education culture.  Poor referral mechanisms.
  • Digital Concerns
    • Excessive screen time → sleep disturbance, poor attention, emotional dysregulation.
    • Internet addiction emerging as behavioural disorder.
    • Cyberbullying and social comparison pressures.
  • Governance Challenges
    • Fragmented implementation of NMHP.  
    • Urban-rural access disparity.
    • Budgetary constraints.
    • Social stigma delaying early intervention.

Way Forward

  • Institutionalize school-based mental health screening.
  • Mandatory training for teachers and frontline workers.
  • Strengthen NMHP and integrate with Ayushman Bharat Health & Wellness Centres.
  • Expand Tele-MANAS to rural and underserved areas.
  • Develop clear digital usage guidelines in schools.
  • Increase funding and seats in child psychiatry training.
  • Promote parent and peer-support networks.
  • Behavioural change campaigns to reduce stigma.
GREEN AMMONIA ENERGY SHIFT

 

KEY HIGHLIGHTS

Context of the News

  • At India Energy Week (January 2026), Prime Minister Narendra Modi highlighted $500 billion investment opportunities in India’s energy sector.
  • Under the National Green Hydrogen Mission (2023), the Solar Energy Corporation of India (SECI) conducted a green ammonia tender under the SIGHT Programme.
  • Aggregated demand: 7.24 lakh tonnes per annum across 13 fertiliser plants.
  • 10-year fixed-price offtake agreements signed (auction concluded in 2025).
  • Prices discovered were 40–50% lower than comparable global benchmarks.

Key Points

  • Green Ammonia: Produced by combining nitrogen (from air) with green hydrogen (hydrogen produced via electrolysis using renewable energy).
  • Used in: Fertilisers (urea), shipping fuel, power generation, hydrogen carrier.
  • Discovered prices: ₹49.75–₹64.74/kg ($572– $744/tonne).
  • Grey ammonia (gas-based) price: ~$515/tonne.  Production-linked incentive support: ₹8.82/kg * ₹7.06/kg → ₹5.3/kg (declining support for initial years).
  • Replaces ~30% of India’s imported ammonia.
  • Linked to India’s target of 500 GW non-fossil capacity by 2030 and Net Zero by 2070.

Static Linkages

  • Electrolysis process (NCERT Chemistry – Electrochemistry).
  • Ammonia (NH₃) production via Haber-Bosch process (Industrial chemistry).
  • Fertiliser subsidy burden (Economic Survey).
  • Energy security and import dependence (~85% crude oil imports).
  • Updated NDC commitments (UNFCCC submission, 2022).
  • Renewable energy expansion under MNRE schemes.

Critical Analysis

  • Positives
    • Enhances energy independence.
    • Reduces natural gas import vulnerability.
    • Provides long-term price certainty via 10-year contracts.
    • Positions India as potential global export hub.
    • Aggregated procurement reduces cost through economies of scale.
  • Challenges
    • High capital cost of electrolysers.
    • Renewable intermittency & storage gaps.   
    • Water availability issues for electrolysis. 
    • Need for global certification alignment.
    • Risk of subsidy-driven market distortion.

Way Forward

  • Strengthen domestic electrolyser manufacturing (PLI alignment).
  • Develop green hydrogen/ammonia hubs near renewable clusters.
  • Improve port and shipping infrastructure.
  • Promote blended finance & risk mitigation instruments.
  • Harmonise standards with EU and global markets.

AI FOR ALL

KEY HIGHLIGHTS

Context of the News

  • The AI Impact Summit (New Delhi, 2026) saw participation from 89 countries signing a voluntary declaration on AI democratisation and knowledge-sharing.
  • India emerged as one of the largest AI user bases outside the U.S., reflecting rapid digital adoption.
  • Debate centred around:
    • Infrastructure dependence (GPUs, semiconductor supply chains).
    • India’s strategic positioning in AI value chain (deployment vs model training).
    • Global AI governance and Global South leadership.

Key Points

  •  National Strategy for AI (2018) by NITI Aayog – Vision: “AI for All”.
  • IndiaAI Mission under Ministry of Electronics and Information Technology – aims to build compute capacity, datasets, skilling.
  • AI training requires high-performance GPUs (parallel processing architecture).
  • Data centres → high electricity consumption → energy security implications.
  • Digital Personal Data Protection Act, 2023 – governs data processing.
  • Semiconductor push under India Semiconductor Mission.

Important Concepts

  • Artificial Intelligence → Machine-based systems performing tasks requiring human intelligence.
  • Comparative Advantage → India’s labour-cost advantage may reduce in capital-intensive AI ecosystem.
  • Digital Public Infrastructure (DPI) → Aadhaar, UPI, ONDC as innovation enablers.
  • Data Sovereignty → Control over citizens’ data within national jurisdiction.
  • Multilateralism → Cooperative global governance framework.

Critical Analysis

  • Opportunities
    • Large domestic market → bargaining power in global AI ecosystem.
    • Strong DPI model → scalable AI deployment.
    • Potential Global South leadership in AI governance.
    • Economic transformation in health, agriculture, education.
  • Challenges
    • Heavy dependence on imported GPUs and advanced chips.
    • High capital and energy costs of AI infrastructure.
    • Risk of becoming only a “deployment hub” rather than innovation hub.
    • Voluntary global AI norms lack enforceability.  
    • Risk of widening digital divide (“Inference Gap”).

Way Forward

  • Build sovereign compute infrastructure (public-private partnerships).
  • Promote indigenous foundational model training.
  • Integrate renewable energy in data centres.
  • Create binding AI safety and ethics frameworks.
  • Skilling initiatives for AI workforce.
  • Balance innovation with privacy and constitutional safeguards.
STICK TOGETHER

 

KEY HIGHLIGHTS

Context of the News

  • President Luiz Inácio Lula da Silva visited India and held talks with Prime Minister Narendra Modi.
  • Both countries agreed to double bilateral trade to $30 billion by 2030.
  • Agreements signed in:
    • Critical minerals
    • Steel and mining
    • Digital cooperation  
  • Visit occurred amid:
    • 50% U.S. tariffs imposed on India and Brazil.
    • U.S. Supreme Court striking down tariff rationale under IEEPA.
  • Leaders reaffirmed commitment to multilateralism and Global South coordination.
  • Both are key members of BRICS, IBSA, and G4.

Key Points

  • Trade & Economy
    • Current trade: ~ $15 billion.  
    • Target: $30 billion by 2030.
  • Trade basket:
    • India imports crude oil, gold, soy oil.
    • India exports pharmaceuticals, chemicals, machinery.
  • Focus on supply chain diversification beyond China.
  • Strategic Sectors
    • Critical minerals: Lithium, rare earths (EVs, semiconductors, renewable energy).
  • Biofuels:
    • Brazil: Global ethanol leader.
    • India: E20 blending target by 2025–26 (National Biofuel Policy).
  • Digital & AI cooperation: Participation in AI Impact Summit.
  • Geopolitical Context
    • High U.S. tariffs affecting both countries.
    • Concerns over BRICS expansion, Russia oil trade, Iran trade.
    • Lula’s call for “bloc-based negotiation” to counter unilateralism.

Static Linkages

  • Article 51: Promotion of international peace and security.
  • WTO Principles:
    • Most Favoured Nation (MFN).
    • Rules-based multilateral trade.  
  • South-South Cooperation doctrine.
  • Strategic Autonomy in India’s foreign policy.  
  • Multipolar World Order concept.
  • Energy security and ethanol blending (Economic Survey references).

Critical Analysis

  • Significance
    • Strengthens Global South leadership.
    • Enhances coordination in BRICS and IBSA.
    • Promotes diversification of mineral and energy supply chains.
    • Supports push for UNSC reform via G-4.
    • Counters protectionism through multilateral engagement.
  • Challenges
    • Divergences within BRICS.
    • Limited complementarities in trade structure.  
    • Risk of secondary sanctions.
    • Balancing U.S. relations with BRICS commitments.
    • Global trade uncertainty due to rising protectionism.

Way Forward

  • Institutionalise India–Brazil annual strategic dialogue.
  • Expand cooperation in green hydrogen and renewables.
  • Enhance private sector investment and value-added trade.
  • Coordinate at WTO to defend developing country interests.
  • Maintain strategic balance between U.S., BRICS, and Global South partners.
  • Strengthen critical mineral partnerships under national missions.

IDFC FIRST BANK RS 590CR FRAUD

KEY HIGHLIGHTS

Context of the News

  • A leading private sector bank reported a ₹590 crore fraud involving forged physical cheque transactions.
  • Fraud confined to one branch (Chandigarh) and a Haryana Government entity account.
  • Involved employee collusion with external parties.
  • ₹490 crore detected during reconciliation; ₹100 crore self-identified internally.
  • Police complaint filed; forensic audit initiated.  RBI monitoring the development.
  • Partial recovery expected through Employee Dishonesty Insurance.

Key Facts

  • Type of Fraud: Internal (employee collusion) + external beneficiaries.
  • Mode: Forged physical cheques (non-digital).
  • Operational Risk: Falls under Basel norms classification.
  • Fraud Reporting: RBI mandates reporting of frauds above specified thresholds under Master Directions on Frauds.
  • Insurance Mechanism: Employee Dishonesty Insurance covers internal fraud losses.
  • Reconciliation Mechanism: Account mismatch detected during balance transfer process.

Static Linkages

  • RBI’s powers under Banking Regulation Act, 1949.
  • Fraud risk classification: Credit risk vs Operational risk vs Market risk.
  • Basel III norms – Capital adequacy for operational risk.
  • Corporate Governance principles – Accountability & internal controls.
  • Role of statutory and forensic audits.
  • Financial Stability and depositor confidence.
  • Public fund management and fiduciary responsibility.

Critical Issues

  1. Governance Gaps
  • Failure of internal controls despite digitization.  
  • Weak segregation of duties at branch level.
  1. Regulatory Oversight
  • Importance of RBI supervision and inspection framework.
  • Need for stronger real-time fraud monitoring.
  1. Ethical Concerns
  • Breach of fiduciary trust.
  • Integrity failure at operational level.
  1. Financial Stability
  • Impact on depositor trust and market confidence.
  • Importance of adequate capitalization to absorb shocks.

Way Forward

  • Strengthen cheque-clearing verification protocols.
  • Rotation of staff in sensitive positions.
  • Strengthening internal audit systems.
  • Real-time reconciliation for government accounts.
  • Promote digital payment systems to reduce physical instrument risks.
  • Strengthen whistleblower protection mechanisms.

OIL IMPORTS & 500BN U.S GOAL

KEY HIGHLIGHTS

Context of the News

  • India postponed its trade delegation visit to the U.S. to finalise an Interim Trade Agreement (ITA).
  • The postponement follows a U.S. Supreme Court ruling restricting the President’s ability to impose tariffs through executive authority.
  • The development has implications for:
    • India’s crude oil imports from Russia and the U.S.
    • Tariff reductions on U.S. imports into India  
    • Ongoing bilateral trade negotiations

Key Developments

  1. Tariff-Related Implications
  • The U.S. President cannot impose certain tariffs unilaterally without legislative backing.
  • Reduces immediate tariff-based pressure on India regarding Russian oil imports.
  • Future tariff imposition would require Congressional approval.
  1. Energy Trade Trends
  • Russia’s share in India’s crude imports declined to below 25% (Dec 2025).
  • U.S. crude imports increased (~31% YoY).
  • U.S. crude priced ~8% higher than Russian crude.
  • India intends to import $500 billion worth of
  • U.S. goods (energy, aircraft, tech, coal) over 5 years.
  1. Impact of Interim Agreement Delay Positive for Domestic Industry:
  • Protection from lower-tariff U.S. imports. Negative for Import-Dependent Sectors:
  • Higher cost of oil, LNG, aircraft parts, telecom equipment, data-centre components.
  • Electronic parts imports grew 117% (Apr–Dec 2025).

Static Concepts

  • Tariff as a fiscal tool under legislative authority.
  • Separation of Powers & Judicial Review.   
  • Balance of Payments (Current Account).
  • Energy Security and Strategic Autonomy.  
  • WTO Principles: MFN & Reciprocity.
  • Trade Diversification and Supply Chain Resilience.

Critical Analysis

  • Prelims Focus
    • WTO principles
    • Trade agreements
    • Current Account Deficit  
    • Energy import trends
  • Analytical Dimensions for Mains Strategic
    • Reduced U.S. tariff threat enhances India’s negotiating leverage.
    • Maintains flexibility in Russian oil procurement.
  • Economic
    • Delayed tariff cuts increase input costs.
    • Impacts manufacturing competitiveness and inflation.
  • Geopolitical
    • Balancing relations between U.S., Russia, and EU.
    • Strategic autonomy in energy sourcing.

Way Forward

  • Diversify crude oil sources while ensuring price stability.
  • Accelerate renewable energy transition (solar, green hydrogen).
  • Negotiate a calibrated Interim Agreement protecting sensitive sectors.
  • Strengthen domestic manufacturing under Make in India.
  • Maintain WTO-consistent trade diplomacy